7 Tips to Help Your Home Loan Process

7 Tips to Help Your Home Loan Process

Are you ready to purchase a home?
Purchasing a home can be very exciting, however, navigating through the process can be stressful. Having a step by step process can help. If you feel that you are ready to purchase a home, there is some information you should be ready to provide to your loan officer to be sure to have the financing process goes smoothly. Know your credit information, income, assets and which program is the right for one you.

1. Make sure your credit is in good shape. You can check your credit for FREE at www.annualcreditreport.com

2. If you’re renting, pay by check

3. Obtain proof of employment for the past 2-years

4. Avoid large deposits or withdrawals from your bank account

5. Determine a down payment amount based on your available funds

6. Obtain a pre-approval letter from an Independent Mortgage Professional

7. Research a local real estate agent

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Search Results: 2,267 Properties

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Sold Price Last 3 mo.

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$826,208

Sale Price Today

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$1,180,965

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1219 E Barham Drive 152 San Marcos 92078

For Sale

$300,000

Bedrooms: 2

Baths: 2

Sqft: 1,480

Broker: Real Broker

MLS: #PTP2302633

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888 W E St 3504 San Diego 92101

For Sale

$3,498,000

Bedrooms: 3

Baths: 3

Sqft: 2,450

Broker: Compass

MLS: #230009385SD

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17161 Alva Rd 2714 San Diego 92127

For Sale

$599,000

Bedrooms: 2

Baths: 2

Sqft: 899

Broker: Coldwell Banker Realty

MLS: #230009981SD

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3750 3rd Ave 4 San Diego 92103

New Listing

$1,199,000

Bedrooms: 2

Baths: 3

Sqft: 1,667

Broker: Berkshire Hathaway HomeServices California Properties

MLS: #230010707SD

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8850 Weston Rd Santee 92071

For Sale

$1,199,000

Bedrooms: 4

Baths: 4

Sqft: 2,599

Broker: Douglas Elliman of California

MLS: #230010261SD

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366 Flower Lane Vista 92083

New Listing

$575,000

Bedrooms: 3

Baths: 3

Sqft: 1,386

Broker: BERKSHIRE HATHAWAY HOMESERVICES CALIFORNIA REALTY

MLS: #IV23099593

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417 Sloane St San Diego 92103

For Sale

$1,700,000

Bedrooms: 3

Baths: 2

Sqft: 2,127

Broker: Compass

MLS: #230006993SD

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171 E Emerson St Chula Vista 91911

For Sale

$860,000

Bedrooms: 5

Baths: 3

Sqft: 1,889

Broker: Keller Williams Realty

MLS: #230008769SD

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1771 Kincaid Ave Chula Vista 91913

For Sale

$799,000

Bedrooms: 3

Baths: 3

Sqft: 1,511

Broker: Coldwell Banker West

MLS: #PTP2302365

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1333 8th Avenue 403 San Diego 92101

New Listing

$419,900

Bedrooms: 1

Baths: 1

Sqft: 673

Broker: Berkshire Hathaway HomeServices California Properties

MLS: #230010686SD

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1885 Playa Riviera Cardiff By The Sea 92007

For Sale

$1,899,000

Bedrooms: 3

Baths: 3

Sqft: 2,092

Broker: Big Block Realty, Inc.

MLS: #230009990SD

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1885 Monaco Drive Chula Vista 91913

New Listing

$565,000

Bedrooms: 2

Baths: 2

Sqft: 1,060

Broker: Coldwell Banker West

MLS: #PTP2302671

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2411 Mission Avenue Escondido 92027

For Sale

$639,900

Bedrooms: 4

Baths: 2

Sqft: 1,783

Broker: HM Real Estate Services

MLS: #NDP2304123

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1640 Maple Drive 38 Chula Vista 91911

For Sale

$605,000

Bedrooms: 3

Baths: 3

Sqft: 1,576

Broker: Keller Williams SD Metro

MLS: #PTP2302116

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9665 Graceland Way San Diego 92129

For Sale

$1,350,000

Bedrooms: 4

Baths: 3

Sqft: 1,997

Broker: eXp Realty of California, Inc

MLS: #230009949SD

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889 Date Street 216 San Diego 92101

For Sale

$475,000

Bedrooms: 1

Baths: 1

Sqft: 606

Broker: eXp Realty of California, Inc

MLS: #230009795SD

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10218 Canyon Dr Escondido 92026

New Listing

$849,000

Bedrooms: 3

Baths: 3

Sqft: 2,065

Broker: Compass

MLS: #230010671SD

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6952 Jackson Dr San Diego 92119

For Sale

$979,900

Bedrooms: 4

Baths: 2

Sqft: 1,800

Broker: CORE Real Estate Services

MLS: #230009820SD

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12350 Fairway Pointe Row San Diego 92128

New Listing

$1,950,000

Bedrooms: 4

Baths: 3

Sqft: 3,372

Broker: Redfin Corporation

MLS: #230010704SD

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4808 Charles Lewis Way San Diego 92102

For Sale

$549,999

Bedrooms: 3

Baths: 3

Sqft: 1,606

Broker: Redfin Corporation

MLS: #230010306SD

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2607 Pirineos Way 209 Carlsbad 92009

For Sale

$539,000

Bedrooms: 1

Baths: 2

Sqft: 1,080

Broker: Whole Life Properties

MLS: #NDP2303382

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791 Church Avenue Chula Vista 91910

For Sale

$660,000

Bedrooms: 2

Baths: 1

Sqft: 1,168

Broker: Coldwell Banker Realty

MLS: #NDP2304143

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6427 Las Colinas Rancho Santa Fe 92067

For Sale

$4,395,000

Bedrooms: 5

Baths: 5

Sqft: 4,065

Broker: Compass

MLS: #NDP2301372

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7915 Normal Ave La Mesa 91941

New Listing

$1,150,000

Bedrooms: 3

Baths: 3

Sqft: 2,131

Broker: Big Block Realty, Inc.

MLS: #230010676SD

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