Simplify the path to creating your dream.
With Banner Bank’s All-in-One Custom Construction Loan, short term construction and permanent financing are conveniently rolled into one loan, and interest-only (plus taxes and insurance) payments are available during construction.
- For construction or renovation projects.
- One closing, pay closing costs once, and no exposure to rising interest rates.
- Up to 95% loan-to-value—subject to private mortgage insurance approval for loans exceeding 80% loan-to-value.
- Land or lot purchase can be included in the cost of the project.
- Up to 12-month term during construction phase, fixed-rate financing upon completion.
- Interest rate may be adjusted to the current market interest rate upon completion of construction
(additional qualification is required-ask your loan officer for details).
- Fixed and adjustable rates available.
5901 Priestly Drive, Ste. 160
Carlsbad, CA 92008